GCX LIVE ›
●Maize(Techiman)GHS 350/bag
●Maize(Accra)GHS 400/bag
●Soybean(Techiman)GHS 520/bag
●Groundnut(Kumasi)GHS 480/bag
●Rice(Accra)GHS 620/bag
●Maize(Tamale)GHS 330/bag
●Soybean(Kumasi)GHS 550/bag
●Maize(Techiman)GHS 350/bag
●Maize(Accra)GHS 400/bag
●Soybean(Techiman)GHS 520/bag
●Groundnut(Kumasi)GHS 480/bag
●Rice(Accra)GHS 620/bag
●Maize(Tamale)GHS 330/bag
●Soybean(Kumasi)GHS 550/bag
50-Farmer Pilot · Q4 2026

Ghana's grain
exchange for
smallholder farmers.

Farmers store grain at certified WRS hubs, get a 60% cash advance via MoMo, and sell at lean-season prices — all through a basic phone. Buyers get verified, graded grain with transparent pricing.

Browse Contracts →How It Works
GHS 1.025B
Annual timing loss recaptured
29.3%
Price gap, harvest → lean season
*919*845#
Dial to get started
TILTH FINANCE
Welcome, Kwame.

1. Check Prices
2. My Grain
3. Sell Grain
4. Pre-Sell Harvest
5. Get Cash Advance
6. Help
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📱 SMS Received
GHS 21,000 sent to 024XXXXXXX (MoMo) ✓
The Full Journey

From harvest to payout in 4 steps

🌽01
Deposit Grain
Farmer delivers to certified WRS hub. Grain is weighed, graded (A/B/C), and a warehouse receipt is issued via SMS.
💵02
Get Cash Advance
Farmer receives 60% of grain value via MTN MoMo within 24 hours. No bank account needed. Interest: 1.5%/month.
📊03
Sell at Peak Price
Tilth Finance alerts farmers when prices hit their target. Farmer dials *999*34# to confirm the sale.
📲04
Final Payout
Buyer pays. Advance + interest + storage fees are deducted. Remaining balance sent to farmer's MoMo instantly.
Powered by Moolre

Instant MoMo payouts.
No bank account needed.

Tilth Finance uses Moolre to push cash advances and final payouts directly to farmers' MTN MoMo wallets. The entire flow — from advance approval to payout — happens via USSD and SMS on any basic phone.

⚡Cash advance disbursed within 24 hours of warehouse receipt
📱OTP-verified MoMo push — farmer confirms on their phone
🔒HMAC-signed webhooks — every payment callback is verified
🔄Advance repayment deducted automatically at contract completion
1
Warehouse Receipt Issued
Grain graded & stored at certified WRS hub
2
Advance Approved
Tilth Trust Score unlocks up to 60% of grain value
3
MoMo Push via Moolre
Farmer confirms OTP on phone — funds arrive in minutes
4
Final Payout at Sale
Gross – advance – fees → net payout via MoMo
👨‍🌾
For Farmers

Stop selling cheap at harvest.

Deposit your maize, soybean, or groundnut at a certified hub. Get cash today via MoMo. Sell when prices are high — not because you're desperate.

✓ No bank account needed
✓ 60% cash advance via MoMo
✓ SMS + USSD on any phone
✓ Certified storage — grain is insured
Dial *999*34# to get started
Farmer web portal →
🏢
For Buyers

Verified grain, transparent pricing.

Source certified grain directly from smallholder farmers. Every lot is weighed, graded, and warehoused before you commit. No middlemen. No surprises at delivery.

✓ Grain graded at intake — A / B / C quality tiers
✓ Pre-sell contracts with fixed delivery dates
✓ Certified WRS warehouse storage — no spoilage risk
✓ 2% platform fee — no hidden charges
Apply for Buyer Access →Already a buyer? Browse contracts →
By The Numbers
1,000,000 MT
Maize marketed annually in Ghana
GHS 7,740
Extra income per farmer per season
3 WRS hubs
Certified storage in Bono East
50 farmers
Q4 2026 pilot target
Now accepting buyer applications

Source grain from certified
smallholder farmers.

Apply for verified buyer access. We review every application and invite approved buyers directly — no queue, no open registration. Grain is certified, graded, and warehoused before you commit.

Apply for Buyer Access →Browse Contracts

Questions? buyers@usetilth.com